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Hitachi Truck Financing

Hitachi Capital America Automotive Division is a full service Commercial Truck finance and lease company. We offer a variety of truck finance and lease solutions designed to effectively and economically manage your truck costs.

Our programs are available through Arizona Work Trucks in Tucson


Whether your truck finance needs call for a Security Loan Agreement or TRAC Lease, Hitachi can successfully solve your financing requirements.


The TRAC Lease (Terminal Rental Adjustment Clause) is a very flexible and cost effective program that offers the benefits of a lease with the option of ownership at lease end. Lease terms are available from 36 to 60 months. At lease termination you have the option to purchase your truck for a predetermined guaranteed purchase price as low as $1. Many of such leases in the state of Arizona pay no sales tax because of the way the laws are written. Typically, certain qualifications need to be met but generally commercial trucks rated at greater than 12,000 GVW, and having paid a motor carrier fee at registration and that are subject to annual taxes based on gross vehicle weight qualify when leased by a business entity.

Our standard Security Loan Agreement provides an affordable way to own your truck. We will work with you to establish a finance program that meets your budget with terms ranging from 36 to 60 months. Security Loan Agreements are available for both new and used truck financing plans.


Manufacturer Programs

Hitachi Capital America's Automotive Division has been selected as the primary dealer finance partner for Mitsubishi Fuso Trucks of America, Inc. Through this partnership Hitachi offers retail finance and lease programs through Fuso franchised dealers. Our partnership strength comes from our overall goal to work closely with the dealers in developing business to and placing a loan or lease program that most effectively meets the customer's financing need.


Commercial Financing

Hitachi Capital America has been providing lease and financing programs to the Commercial truck marketplace for over five years. Whether your commercial needs are a single truck or multiple trucks, our commercial finance loan and TRAC lease programs will provide you with cost effective management of your asset costs.


Other Services

Hitachi is always working to enhance our service ability to our customers. We currently offer a variety of Insurance products including Physical Damage, Credit Life and GAP Insurance. These programs are available through our partnership with EPG Insurance, Inc.

EPG Insurance is an industry leader in the transportation insurance field. With over 20 years experience in this unique industry EPG Insurance offers you the ability to place your insurance coverage with a company that understands your needs.



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